logo
Protect Your Home with the Right Coverage

Home Insurance

Protect Your Home with the Right Coverage

When shopping for home insurance, people often look for homeowners, renters, or condo insurance. Whether owning or renting, coverage is essential to guard against disasters and losses. We help you understand your options, especially with recent policy cost increases, to ensure you get the best value.

The Facts About Home Insurance

Home insurance is crucial in safeguarding your living space and personal belongings. It ensures financial protection against unexpected events like natural disasters, theft, and accidents. Knowing the different types of home insurance available helps you choose the best coverage for your specific needs.

With recent increases in policy costs, it's important to understand your coverage options and their relative costs, so you can make informed decisions that provide the best value and peace of mind for you and your family.

Navigating Your Options

Navigating Your Options

Home insurance isn't just about protecting your property; it's about securing your peace of mind. We help you understand the various coverage options available so you can choose the best policy to protect your home and belongings.

Explore Your Coverage Options

Homeowners Insurance

Covers both the exterior and interior of your home. It protects against natural disasters, theft, and vandalism, providing financial support to repair or replace damaged property.

Tap for more info

Renters Insurance

Protects personal belongings inside rented properties. It covers losses from theft, fire, and certain types of water damage, and includes liability coverage.

Tap for more info

Condo Insurance

Condo insurance, also known as an HO-6 policy, is designed specifically for condo owners. Unlike traditional homeowners insurance, condo insurance provides coverage for the interior of your unit and your personal belongings, as well as liability protection and loss of use coverage.

Tap for more info

Homeowners Liability Coverage

Homeowners liability insurance protects you if someone is injured on your property or if you cause damage to someone else's property. It covers legal fees, medical expenses, and any court-ordered payments, offering financial security in unexpected situations.

Tap for more info

Dwelling Coverage

Covers the cost to repair or rebuild your home if it is damaged or destroyed by covered perils such as fire, windstorms, hail, or lightning.

Tap for more info

Other Structures Coverage

Covers damages to structures on your property that are not attached to your home, such as fences, detached garages, and sheds.

Tap for more info

Personal Property Coverage

Protects your personal belongings, such as furniture, clothing, and electronics, against theft, fire, and other covered events.

Tap for more info

Additional Living Expenses (ALE)

Pays for temporary housing and additional living costs if your home is uninhabitable due to a covered loss.

Tap for more info

Meet Rob Wood

an experienced insurance professional dedicated to providing personalized insurance solutions.

Meet Rob Wood

"At Rob Wood Agency, we focus on your needs, offering the best coverage and prices from top insurance companies. Our expertise empowers you to make informed decisions."

logo
Home
Auto Insurance
Home Insurance
Commercial Insurance
Toy's
Who We Are
Request a Quote
1972 Walsh Lane, Mendota Heights, MN 55118 651-797-0960rob@robwoodagency.com
Fax: 651-412-1079